Excursions Liability Insurance
If i have local insurance, do I still need to apply for Excursion Liability Insurance?
As a tour or excursion operator, the first step in making sure that you have the minimum insurance for operating your business is complying with local insurance requirements. This local insurance coverage can indemnify you if your tour boat hits a ...
Would a previous claim hinder me from getting a policy?
No, but you will need to specify whether it was a good or bad claim.
I own the company but not the equipment, can I still apply for Excursion Liability Insurance?
Yes, persons who have subcontractors are eligible to apply.
What is the turnaround time for the Excursion Liability Application?
Once you’ve successfully completed the application, it will take an average of seven (7) business days for your application to be processed.
What is the payment process and who is responsible?
Insurance premiums are due annually. Payments are to be made directly to TriStar Insurance. However, if persons are paying through the Access Accelerator, a payment plan can be arranged.
What is the minimum coverage required by cruise lines?
A minimum of $1,000,000.
Who is responsible for facilitating the Insurance under this programme?
TriStar Insurance in conjunction with the Access Accelerator.
What are the benefits of having Liability Insurance?
The insurance protects the business owner and guests from any risks associated with tour activities. Worldwide jurisdiction insurance will allow cruise passengers and hotels guests the benefit of filing a claim or suit from anywhere in the world if ...
What is Contingent Watercraft Liability (Motorized)?
Contingent Watercraft Liability (Motorized) similar to the Contingent Auto Liability, this covers owned, hired and non-owned watercraft having a motor that carries passengers for hire.
What is Contingent Auto Liability?
This coverage is excess auto liability over and above your local compulsory automobile insurance and includes coverage for owned, hired and non owned vehicles.
What is Contingent General Liability?
Contingent General Liability, also referred to as Third Party or Public Liability, covers bodily injury and property damage to tourists in your care, custody and control while participating in an excursion tour. This coverage excludes auto, aircraft ...
What is Liability Insurance?
Liability Insurance coverage provides protection for the insured from risk of liabilities imposed by lawsuits and other claims. Excursion liability insurance is required to allow small business tour and activity operators to be recommended to work ...