Retention 3rd Party Disclaimers

Retention 3rd Party Disclaimers

Sales Confirmation (Red Flag Policy)

Sales Confirmation

This script must be read verbatim before the close of your call. 

“Thank you <Customer Name>! Do you have any other questions for me today?”

(If no other questions) 

“Thank you <Customer Name>! Just to confirm, we will be keeping your <Product Name> Warranty active. <Monthly/Annually/3 Installments> billing will continue through your <Credit Card/Mortgage/Bank Account> at the rate of <Amount>.


Is that ok?”  (Wait for a response)

If there are further questions – Address questions and repeat sale validation scripting. 


“Thank you <Customer Name>! Just to confirm, we will be keeping your <Product Name> Warranty active. <Monthly/Annually/3 Installments> billing will continue through your <Credit Card/Mortgage/Bank Account> at the rate of <Amount>.


Is that ok?”  (Wait for response)

If there are no further questions – Brand and close the call. 

“Thank you for calling Membership Service. Have a great day.”


Warranty Enrollment

Retention/3rd Party Enrollment

This script must be read before the close of your call. 

You'll have 30 days to review your benefits at absolutely no cost and with no coverage. 

Unless you call to cancel during that time, your coverage will begin automatically after the 30-day review period for a full year of protection and savings at the low monthly fee of $<amount>. 

  1. IF MORTGAGE customer: collected with your mortgage payment.  Okay? 
  1. IF CREDIT CARD customer: debited to your credit card account.  Okay? 
  1. IF BANK customer: deducted from your bank account.  Okay? 
  1. IF FLOOR ENROLLMENT: you will send in a payment(s) in the amount of $ <amount> for the year/1st 3 months installments.  Okay? 

You will receive your <product name> agreement within 7 to 10 business days. 

As with all important documents, we recommend that you read through your agreement. 
Again, you will have 30 days to review the material with absolutely no obligation to continue.

Just to verify I have your approval to process your enrollment and that you know how you will be billed; I just need your city of birth or date of birth.

What would that be, please?” 

[Confirm the date or city of birth and capture it in the notes. Go to Close Call] 


IF NOT GIVEN: “Mr./Ms. _____, I can certainly understand your hesitation, however, I cannot complete your enrollment without your confirmation.  May I please have your city of birth or date of birth?” 


IF NO: “Mr./Ms. [Name], I would like to thank you for your time today, but unfortunately, I will not be able to enroll you.  Thank you for calling Membership Services and have a great day/night.” 


Thank you for your business, and please feel free to contact us in the future regarding your Cinch home warranty.  We are available 24 hours a day, 365 days a year to provide service whenever you need it.    

Have a great day/evening/night.


Sears Brand

Sears Brand

Opening Script: “Thank you for calling the Sears Home Warranty Support Center, my name is [your name] 

Closing Script: “Thank you for calling the Sears Home Warranty Support Center, my name is [your name]. 


Call Recording Disclosure Requirements

Call Recording Disclosure Requirement

This call is RECORDED and may be MONITORED to improve quality."

The scripting is not verbatim; however, “RECORDED" and "MONITORED” MUST be stated


Verbal Agreement: Recurring Billing

Verbal Agreement

This script is to be read Prior to obtaining any credit card, ACH/DDA information from a customer to set up recurring charges. This procedure should also be used when credit card information is updated, including updates to the expiration date.

"Customer Name>, please be advised that this call is recorded 

You understand the [Annual/Monthly/3-month install] amount of [$XX.XX] plus applicable taxes will automatically be billed using the information you provide and will occur on [Billing Date].

If the charge is returned, your protection will be canceled.   

This coverage is for one year and will automatically renew each year unless you discontinue before the renewal date.

<Customer Name>, with the understanding of the billing terms I have read to you, do I have your authorization to proceed?” 

Note: GET AFFIRMATIVE YES.

Non-Renewal (Service Company Option)

NON-RENEWAL (SERVICE COMPANY OPTION)

(Customer Name), the company (Cinch), like all organizations, review their business portfolio and make decisions to conduct business based on this. 

All businesses evaluate various factors when deciding to offer products or services in certain areas. 
Things such as the ability to provide a product or service at the level expected, operating costs or the given market’s needs.  
This is a standard practice for all businesses and I am sure, you would understand a business’ need to make these hard decisions. 

As it is your right per the contract to discontinue the warranty, the company can exercise the same right. 

Decisions to not renew a warranty are taken very seriously and made in alignment with our business goals. 
At this time, the company has decided not to renew your warranty. 

If no additional questions, proceed to wrap up. 


If additional questions: (Customer Name), we understand your concerns and want to ensure you that the decision to non-renew the warranty involved extensive consideration. 

At this time, the company has decided not to move forward with the renewal of your warranty in alignment with our business plan. 

Wrap-up: (Customer Name), we at (Cinch), apologize for any inconvenience this may have caused. 

If still active: Your warranty is set to expire on (date), we would recommend using this time to seek coverage alternatives. 


    • Related Articles

    • Real Estate Disclaimers

      Sales Confirmation (Red Flag Policy) RENEWAL/SALES CONFIRMATION SCRIPT This script must be read verbatim before the close of your call. “<Customer Name>, just to confirm, we will be <Renewing your Cinch Warranty for an additional year/Enrolling you ...
    • Retention Red Flag Policy

      An eligible Retention sales call is when the customer indicates agreement to the sales activity and has a clear understanding of the activities being undertaken on their warranty. It is the responsibility of Retention Sales associates to use all ...
    • Cinch Real Estate Red Flag Policy

      Overview To provide an outline of CINCH sales activity and CINCH eligible and ineligible commissionable activities. Summary An eligible Cinch sales call is when the customer indicates agreement to the sales activity and has a clear understanding of ...
    • Home Essentials Inbound Service Company’s Option- Non-Renewal Script

      Eligibility Eligible members are offered the Home Essential plan. Eligibility can be confirmed in the Communication History Log. A system note will indicate the customer was sent a letter of eligibility. If the system note below is NOT present, the ...
    • Enrollment Procedures (Retention Department)

      Under no circumstances do we convert a Sears Warranty to a Cinch Warranty or Vice-Versa Most third party sales are attained either from telemarketing or direct mail campaigns. During a campaign, we work with the client to select a number of credit ...