Knowledge Base Support Articles Cycling Australia Members Member Insurance

            Membership insurance coverage

            Cycling Australia memberships provide insurance coverage for its members across a range of cycling activities including races, organised training, individual training, meetings, fundraising activities and travel to and from these activities.

            Summary of Inclusions

            Ride Basic

            Ride Plus



            24/7 Third Party*

            24/7 Third Party*

            24/7 Third Party*

            24/7 Professional Indemnity

            Access to Bike Insurance

            Personal Accident

            Personal Accident

            Access to Travel Insurance

            Access to Travel Insurance

            Income Protection^

            Income Protection^

            Access to Bike Insurance

            Access to Bike Insurance

            Access to Travel Insurance

            Access to Travel Insurance

            * excluding damage to any third party's bicycle or associated equipment suffered in any Cycling Australia sanctioned race event.
            ^ 85% of your normal wage or $500AUD per week whichever is lower.

            The coverage and benefits of your insurance will vary based on the Cycling Australia membership you choose.

            When am I covered?

            1. During official functions, events and competitions of Cycling Australia
            2. Whilst participating in organised social or fundraising activities
            3. Doing voluntary work on behalf of my club
            4. When I sustain an injury during any or all bike riding activities 24 hours a day*
            5. Travelling directly to or from a cycling activity from my house or place of employment

            *excluding whilst competing in an event/race that is not endorsed by Cycling Australia.

            What’s Covered?

            Personal injury cover can pay for Non-Medicare medical expenses.

            ‘Non-Medicare’ means medical costs that can’t be claimed through Medicare.

            Items generally covered include:

            Items generally not covered include:


            Doctor's Fees


            Surgeon's Fees


            Anaesthetist Fees

            Ambulance Transport


            Private Hospital Accommodation

            Public hospital costs

            MRI scans


            Non-Medicare Medical

            Loss of Income                                              

            85% reimbursement

            85% reimbursement

            $5000 maximum per claim

            Up to $500 per week

            $75 excess

            21 day waiting period

            Nil excess with Private Health Insurance

            52 week benefit period

            Additional Resources

            1. You can access Cycling Australia's insurance policy documentation, on the CA/JLT insurance portal.
            2. Find out how to access travel insurance here.
            3. Find out how to access bike insurance here.

            Updated: 18 Jun 2019 04:51 PM
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