1) Offer a generous tip when you create your loan. This becomes the lender's profit and provides an incentive to do business with you. We currently allow borrowers to select a tip equal to up to 10% of their loan request.
If you would like to offer a greater tip and you have an active loan request, you will need to cancel the existing request by going to your profile > current tab > loan card.
2) Pay your loans back in full and on time. This will increase your SoLo score which is an in-app credit score. The higher your score, the more trust future lenders will have in you as a borrower.
3) Write a compelling description of why you need the money, but keep it brief. "Bills" is probably not going to stand out as much as "Water bill", "Electric bill" or "Car repairs".